Karncy SME Synergy Fund

Capital that moves at the speed of SMEs.

An open-ended fund deploying into cash-flow-backed SME financing, structured credit and selective equity — originated and monitored through the Karncy Platform.

Explore the Strategy Request the Fund Deck

Total fund raise: USD 25M
Target annual distribution: 9%
Investors only: Accredited
Lock-up period: 3 Years

Three engines

A diversified portfolio of SME exposures.

The Manager dynamically allocates across strategies based on market demand, credit conditions and liquidity needs.

Invoice & Supply Chain Finance

Short-term, self-liquidating positions secured by enforceable receivables and verified through the Karncy Platform.

Structured SME Financing

Revenue-based, project-level, and hybrid instruments with downside protection and contractual safeguards.

Selective Equity

Opportunistic early-stage investments aligned with the SME ecosystem, capped at 10% of committed capital.

Why Karncy

Built around the Karncy Platform.

The Karncy Platform is a technology-enabled marketplace for invoice discounting, supply-chain financing and SME credit. It powers origination, underwriting, execution and monitoring for the Fund — turning fragmented private credit into a continuous, data-driven pipeline.

See how capital is allocated

Predictable cash flows

Receivables-backed structures designed for capital recycling and shorter durations.

Disciplined risk controls

Concentration, sector and LTV limits with a maintained liquidity reserve.

Platform-led origination

Karncy Platform provides pipeline, underwriting data and live monitoring.

Fund Terms

Headline terms at a glance.

A summary of the principal commercial terms. Definitive terms are set forth in the Company Agreement and subscription documents.

Fund structure: Open-ended pooled investment vehicle
Total fund raise: USD 25,000,000
Minimum investment: USD 250,000
Eligibility: Accredited investors only
Lock-up period: 3 years from subscription
Distribution frequency: At least annually
Target distribution: 9% per annum
Profit split above 9%: 80 : 20 (Investor : Manager)

See full fund terms

For accredited investors

Ready to review the full opportunity?

Request the private placement materials, meet the team and explore how the Karncy SME Synergy Fund fits in your portfolio.

Contact Investor Relations Read the Fund Terms