Capital connected to cash-flow-backed SME opportunities.
The Karncy Platform is a technology-enabled marketplace designed to facilitate invoice financing, supply-chain financing and SME credit access. It supports investment origination, transaction onboarding, invoice verification, credit assessment, execution, portfolio monitoring and repayment tracking.
From transaction origin to capital recycling.
Every transaction moves through the same sequence, so origination, underwriting and monitoring are handled inside one operating workflow rather than across disconnected counterparties.
- 01
SME / Transaction Origin
Borrower, supplier or sponsor enters the Karncy pipeline.
- 02
Karncy Platform
Technology-enabled marketplace for SME credit access.
- 03
Transaction Onboarding
Counterparty, documentation and eligibility intake.
- 04
Invoice / Receivable Verification
Confirmation of the underlying receivable and debtor.
- 05
Credit Assessment
Borrower, debtor and transaction-level credit analysis.
- 06
Investment Structuring
Instrument, security package and pricing are structured.
- 07
Fund Deployment
Capital is deployed against the approved structure.
- 08
Portfolio Monitoring
Ongoing exposure, covenant and performance monitoring.
- 09
Collections / Repayment Tracking
Collections coordination and repayment tracking.
- 10
Capital Recycling
Realised capital is recycled into new transactions.
Portfolio architecture.
Core
Karncy Financing — Invoice & Receivables
Short-duration, self-liquidating exposures supported by verified receivables and debtor analysis.
Income / Managed Ventures
Karncy Ventures — Managed SME Joint Ventures
Ring-fenced joint ventures with established SMEs on assured projects, with Karncy as investor and comptroller over compliance, banking and project cash flows until payout at close.
Opportunistic
Karncy Equity — Strategic & Early-Stage
Equity, convertible instruments and growth capital — maximum 10% of committed capital.
Liquidity
Temporary Investments / Reserves
Cash and temporary investments held for working capital, reserves and transaction timing.
Strategic and early-stage investments: maximum 10% of committed capital.
Investment allocations are determined by the Manager and may change in response to market conditions, opportunities, regulatory considerations and portfolio requirements.
Investment selection framework.
Four layers of assessment are applied to every transaction, from the borrower through to ongoing monitoring.
- 01
Borrower
- Financial performance
- Management experience
- Business viability
- Cash-flow visibility
- Market opportunity
- 02
Transaction
- Invoice verification
- Debtor creditworthiness
- Contractual enforceability
- Transaction structure
- Collateral protections
- LTV considerations
- 03
Portfolio
- Sector exposure
- Counterparty concentration
- Geographic exposure
- Liquidity
- Diversification
- Macroeconomic conditions
- 04
Monitoring
- Transaction monitoring
- Repayment tracking
- Portfolio analytics
- Collections coordination
- Ongoing credit review
This website is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy securities except pursuant to definitive offering documents and applicable law.
The securities offered by Karncy SME Synergy Fund, LLC have not been registered under the Securities Act of 1933 or applicable state securities laws and are being offered pursuant to applicable exemptions from registration.
The offering is intended for Accredited Investors. Investors are subject to applicable eligibility and accreditation verification requirements.
The securities are restricted and illiquid and involve a high degree of risk, including the possible loss of the entire investment.
The SEC and other regulatory authorities have not approved or disapproved the securities or passed upon the merits of the offering.
Prospective investors should review the Private Placement Memorandum, Company Agreement, Subscription Agreement and other applicable offering documents and consult their own legal, tax and financial advisers.
Request the Fund materials.
Access to the Private Placement Memorandum and related documents follows eligibility and accreditation verification.
Accredited Investors Only | Private Offering | Subject to Definitive Offering Documents